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Testimonials: Canton, Plymouth and Northville Michigan home buying, real estate listings, and homes for sale in Wayne County, MI

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Titles >Do You Really Need Title Insurance

When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property.

It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.

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Q	What famous person said this? "Real Estate is the best investment in the world because it is the only thing they're not making anymore!"
A	Will Rogers, who began his career as a rope-throwing cowboy and later became a famous stage and film star.
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The Bittinger Team, REALTORŽ, real estate agents and broker for Canton, Plymouth and Northville Michigan home listings, property and land for sale - NUMBER1EXPERT(tm)

THE BITTINGER TEAM
RE/MAX Classic
43435 Joy Road
Canton, MI. 48187
Office: 734 459-2600
Fax: 734-979-0999
Email: team@bittinger.com
Lee and Noel Bittinger, ABR, CRP, CRS, e-PRO, GRI have set the standards for Real Estate in Wayne and Oakland Counties having received every major real estate award, as well as being important contributors to the real estate industry and in the community for over 22 years. They have led the way in specialization, education, marketing and innovations, as well as giving back generously to the community. The Bittingers are known for their integrity, enthusiasm, experience and knowledge. They are the guiding spirit for every transaction and every client their team serves. Given the current state of our real estate market and what it is doing to so many families, The Bittinger Team took it into their own hands to become Short Sale Experts! Every agent on The Bittinger Team has now acquired their "Certified Distressed Property Expert" designation, or CDPE. This experienced, and highly trained group of agents have dedicated their time and effort to understanding the critical issues that distressed homeowners are facing.

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